St Brendan's Credit Union

Credit Union
Mandates
St Brendan's Treasury Mandate (Discretionary)
Total value
€4,072,400
Risk
Cautious
Manager
Charlie Murtagh
Next review
20 Oct 2026
Last contact
7 days ago

Board will not consider anything outside the regulatory framework — do not present equity ideas. Dermot prefers the report five working days before each board meeting.

Pinned by Charlie Murtagh · 7 Jul 2026

Net new money, year to date
€619.8K
Revenue, year to date
€25.2K
Annual run-rate
€30.5K
Blended fee
0.75%
Revenue rank in the book
1 of 14

Holdings by asset class

Read-only — fed nightly from the back office
SecurityISINQuantityPriceMarket value% of portfolioUnrealised G/L
Sovereign Bond€1,158,00030.4%
Irish Government Bond 0.20% 2027IE00BJ38CQ361,200,000€0.96€1,158,00030.4%+€16,800
Supranational Bond€938,60024.7%
EIB 2.75% 2030XS2437938622950,000€0.99€938,60024.7%+€12,350
Corporate Bond€910,80023.9%
Bank of Ireland Senior 4.875% 2029XS2531861285900,000€1.01€910,80023.9%+€10,800
Cash Deposit€800,00021.0%
KBC Bank Ireland Term Deposit 3.10%IE00TERM0011800,000€1.00€800,00021.0%+€0

Cash balance

€265,000

Settled

€233,200

Unsettled

€31,800

Across 1 mandate.

Valuation, last twelve months

Asset allocation

  • Sovereign Bond30.4%
  • Supranational Bond24.7%
  • Corporate Bond23.9%
  • Cash Deposit21.0%

Key facts

  • Board treasury sub-committee meets monthly
  • Counterparty limit 25% per institution
  • Permitted-investment framework only; no equities

Advisor team

  • Charlie Murtagh· Portfolio managerEmail
  • Sinéad Ní Mhurchú· Credit union specialist

Client details

Email
treasury@stbrendanscu.ie
Phone
+353 61 448 210
Eircode
V94 RD62
Client since
2011
Objectives
Board-approved treasury policy: capital security first, liquidity ladder across 1–7 years, income to support the annual dividend.
Time horizon
1–7 year ladder
Income requirement
Coupon income retained; no drawdown
Restrictions
  • Investments limited to those permitted by the Credit Union Act 1997 (Regulations 2016)
  • Counterparty limit: 25% of the investment portfolio per institution
  • No equities or equity funds

Consents

Marketing: not given
Call recording notice: given
Portal access: given