Fees start September 2030 — the buffer must not be invested no matter what deposit rates do.
Pinned by Charlie Murtagh · 14 Jun 2026
Economics
See every movement- Net new money, year to date
- €5.2K
- Revenue, year to date
- €651
- Annual run-rate
- €1.1K
- Blended fee
- 0.60%
- Revenue rank in the book
- 13 of 14
Holdings by asset class
Read-only — fed nightly from the back office| Security | ISIN | Quantity | Price | Market value | % of portfolio | Unrealised G/L |
|---|---|---|---|---|---|---|
| Multi-Asset | €78,655 | 45.0% | ||||
| Zurich Prisma 3 Fund | IE00B4PT2Q79 | 40,130 | €1.96 | €78,655 | 45.0% | +€7,223 |
| Fixed Income | €55,939 | 32.0% | ||||
| iShares Core Global Aggregate Bond UCITS ETF | IE00B3F81409 | 11,510 | €4.86 | €55,939 | 32.0% | −€2,993 |
| Global Equity | €40,208 | 23.0% | ||||
| Vanguard FTSE All-World UCITS ETF | IE00BK5BQT80 | 303 | €132.70 | €40,208 | 23.0% | +€6,121 |
Cash balance
€11,200
Settled
€9,856
Unsettled
€1,344
Across 1 mandate.
Valuation, last twelve months
Asset allocation
- Multi-Asset45.0%
- Fixed Income32.0%
- Global Equity23.0%
Key facts
- School fees from 2030; two-year buffer must stay intact
- Fees start September 2030
- No structured products with capital at risk
Advisor team
- Charlie Murtagh· Portfolio managerEmail
Client details
- sorcha.hegarty@gmail.com
- Phone
- +353 86 229 8840
- Eircode
- A63 VP21
- Client since
- 2021
- Objectives
- Fund school fees from 2030 while keeping a two-year cash buffer intact.
- Time horizon
- 8 years
- Income requirement
- €9,000 per annum from 2030
- Restrictions
- No structured products with capital at risk
Consents
Marketing: given
Call recording notice: given
Portal access: given