Ruairí will raise the 6% drawdown again. Have the longevity numbers to hand before the call.
Pinned by Charlie Murtagh · 6 May 2026
Economics
See every movement- Net new money, year to date
- -€4.5K
- Revenue, year to date
- €1.8K
- Annual run-rate
- €3.2K
- Blended fee
- 0.60%
- Revenue rank in the book
- 12 of 14
Holdings by asset class
Read-only — fed nightly from the back office| Security | ISIN | Quantity | Price | Market value | % of portfolio | Unrealised G/L |
|---|---|---|---|---|---|---|
| Multi-Asset | €160,150 | 34.0% | ||||
| Zurich Prisma 4 Fund | IE00B4WLPB58 | 68,440 | €2.34 | €160,150 | 34.0% | +€19,848 |
| Fixed Income | €122,472 | 26.0% | ||||
| iShares Core Global Aggregate Bond UCITS ETF | IE00B3F81409 | 25,200 | €4.86 | €122,472 | 26.0% | −€6,552 |
| Global Equity | €103,636 | 22.0% | ||||
| iShares Core MSCI World UCITS ETF | IE00B4L5Y983 | 1,053 | €98.42 | €103,636 | 22.0% | +€20,239 |
| Equity — Consumer | €84,739 | 18.0% | ||||
| Glanbia plc | IE0000669501 | 6,208 | €13.65 | €84,739 | 18.0% | −€20,176 |
Cash balance
€57,000
Settled
€50,160
Unsettled
€6,840
Across 1 mandate.
Valuation, last twelve months
Asset allocation
- Multi-Asset34.0%
- Fixed Income26.0%
- Global Equity22.0%
- Equity — Consumer18.0%
Key facts
- 5% drawdown; keeps asking about raising to 6%
- Two years of income held in cash or short bonds
- Longevity numbers needed before any drawdown change
Advisor team
- Charlie Murtagh· Portfolio managerEmail
Client details
- ruairi.macsuibhne@gmail.com
- Phone
- +353 87 913 2264
- Eircode
- F92 CE83
- Client since
- 2016
- Objectives
- Sustain drawdown of 5% per annum without eroding the fund in real terms.
- Time horizon
- 15 years
- Income requirement
- €28,500 per annum, quarterly
- Restrictions
- Minimum two years' drawdown held in cash or short bonds
Consents
Marketing: not given
Call recording notice: given
Portal access: given